Everything that I have stated in this application is correct to the best of my knowledge. I understand that you and/or any potential financial
                                    institutions will retain this application and any other credit information you receive whether or not it is approved. You and/or any potential
                                    financial institutions are authorized to check my credit and employment history and to answer questions about your credit experience with me.
                                    I authorize any person or consumer-reporting agency to complete and furnish any information it may have or obtain in response to your credit inquires.
                                    Whenever you make them.
                                
                                
                                    The undersigned hereby: certify that the information contained on this application and financial statement is true and complete; warrant that we
                                    have no debts, financial obligations or liabilities nor stated hereon; recognize the penalties and defenses resulting from giving a false statement
                                    of financial condition; recognize that the giving of false information hereon may be illegal and fraudulent and may be the basis for denying a
                                    discharge in bankruptcy.
                                
                                
                                    I further state that I am not contemplating a bankruptcy action at the present time and that I have no unpaid judgements or executions or pending
                                    legal proceedings against me. For the purpose of obtaining credit I/we affirm that the above statement is true, complete and correct.
                                    You or subsidiaries shall be privileged to make any investigation concerning me/us and concerning me above inquires and to disclose to each
                                    other and to any other interested parties the result of such investigations or your experiences with my account.